Arnold K. Davis & Co., Inc ("AKDCI") makes reasonable efforts to present accurate and reliable information in this World Wide Website in the domain "www.arnoldkdavisinsurance.com" ("Site"); however, AKDCI is not responsible for any errors in or omissions from the information contained in or accessed through this Site, nor is AKDCI responsible for the timeliness of the information. The information in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for users' independent research and evaluation of any issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought.

All of the information in this Site is provided "as is" without warranty of any kind. AKDCI makes no representations of any kind and disclaims all express, implied, statutory or other warranties of any kind to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose. AKDCI shall have no tort, contract or any other liability to users of this Site and/or to any other party. AKDCI shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if AKDCI has been advised of the possibility of such damages.

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