Restaurant Insurance

Arnold K. Davis Insurance works directly with carriers who underwrite broad coverage at competitive prices for white-tablecloth restaurants and all related food service industries nationwide. We uphold a high standard for handling claims promptly and fairly, and we respond to all changes in the marketplace.

Our policies include:

Commercial Package Policy

  • Includes the broadest coverage in the marketplace
  • Replacement Cost Valuation – No Co-Insurance
  • Business Income – Actual loss sustained
  • Liquor Liability - Available up to program limits
  • No Limitation for liquor sales for high end restaurants
  • No liquor receipt restrictions
  • Comprehensive wine coverage available for expensive wine collections with options to insure: Selling Price, Stated Value or Replacement Cost
  • Hired/Non-Owned Automobile Liability & Valet Parking Liability

Umbrella Liability

  • High limits including liquor liability

Workers’ Compensation

  • Statutory Coverage by State

Employment Practices Liability Insurance

  • Wrongful demotion or termination
  • Discrimination
  • Harassment
  • … and more

Group Benefits

  • Medical
  • Life
  • Disability
  • Long term care
  • … and more


Get in Touch

Messages sent from this form do not constitute a binding agreement to your policy or coverages. Please call our office about any policy or coverage changes.