Clearing Up Commercial Auto Insurance

Posted on by George Murphy

It’s Not Personal…

Commercial automobile insurance is comprised of physical damage & liability coverage for vehicles owned or leased by businesses. The policy is written under the company’s name as opposed to the business owner, as it is not a personal automobile insurance exposure. Continue reading →

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Forget Facetime & Skype. This Calls For Some Face to Face. Insurance Agency > Online Insurance

Posted on by George Murphy

You know all the insurance mascots, celebrity connections, and jingles by now. Question is, do they know you?

Online insurance has become more popular as more of us have a cell phone always at our hip and a screen of some sort almost always available to watch funny videos or communicate with friends and family.

There are lots of great things that have been made better by technology recently. Continue reading →

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Hey, I Was Working On That! Business Interruption Coverage

Posted on by George Murphy

Because your commercial insurance policy doesn’t cover it all. Hailstorm put a few dozen holes through the roof of your business? Sure, if you’re covered under your commercial insurance policy you could be reimbursed… But what if that same hail then allows your entire office to flood and puts you out of business for 3 months? Why hello business interruption insurance! Continue reading →

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What’s Behind Door Number 2? Auto Insurance Discounts! Part II of II

Posted on by George Murphy

If you noticed our last post was part one of a two part blog, extra points to you. After finding those home insurance discount gems, we couldn’t help but do some more digging and discovered some great auto insurance discounts (Almost as cool as discovering dinosaur bones.)

First, we’ll start off with a little continuity from discounts part I. Continue reading →

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In the dark on home insurance discounts? Not anymore! Part I of II

Posted on by George Murphy

We’ve been doing our homework, and we want to share what we’ve found. (Don’t worry; we got an A+ on this assignment.) Insurance discounts can vary from company to company and policy to policy, but we’ve compiled a list of the best-kept secrets! Continue reading →

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Mark your calendar – the VISIONS Charity Golf Outing is nearing!

Posted on by George Murphy

2013 has brought quite a bit of…snow. So, we thought we’d give you an inside scoop on the details of the spring event you won’t want to miss! When all the snow melts away and the sun warms our days again, just like 28 times before, VISIONS, a nonprofit organization that provides services for the blind and visually impaired, will hold it’s popular and ever growing charity golf outing. For the last 25 years, Arnold K. Davis has been proud to be involved in the charity golf outing that benefits the VISIONS Center on Blindness VCB, a center that services blind residents in the New York City and the surrounding area.

Last year’s golf outing had a special guest, the 2009 Baseball Hall of Fame Nominee & eight year New York Yankee, Continue reading →

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Spotlight: ERIE Insurance – Since 1925 (that’s 88 years strong!)

Posted on by George Murphy

We want everyone to know we appreciate our allies. Erie Insurance is one of them! Having worked alongside them for three years, we want to spotlight them to give you a look into who they are and what they offer.

Offering Continue reading →

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“Fiduciary Liability, It’s Not You, It’s Me” – ERISA

Posted on by George Murphy

 Who is ERISA?

The Employee Retirement Income Security Act (now you see why it’s abbreviated) was established in 1974, with most of it’s contents coming into effect the following year. For years, parts of it have been a little vague, especially when it came to the bonding requirements pertaining to it.

First:

ERISA does not require corporations to provide pension plans.

Second: Continue reading →

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ABC’s of D&O’s Liability Insurance

Posted on by George Murphy

The Directors and Officers of a company hold very weighted, important responsibilities:

-Create & Implement Business Strategy

-Ensure Honest Financial Recordkeeping

-Decide to Merge/Acquire a Company

-Work Alongside Companies for Mutual Benefit

-Organize/Delegate Management

-Regularly Update Shareholders & Management

With all of this power, decisions made by these men and women directly affect the company and it’s stability. Therefore, there is risk that company knowledge could be used for personal gain in stock market or to hinder the company for the gain of a competitor.

Continue reading →

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So You Want To Be An Agent…

Posted on by George Murphy

We’re glad to be bringing you knowledge about different types of insurance, but in this topic we want to give you some insight into the road traveled to become an insurance agent.

There are many kinds of people who become insurance agents, but for the most part, their paths begin similarly. A great way to put yourself on course to a career as an insurance agent is by majoring in business, economics, financing, and accounting, to name a few. Other majors that promote a sturdy foundation of self-motivation and leadership can also qualify.

Like many careers, an internship and part time work at an insurance agency is emphasized for several reasons:

Continue reading →

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